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student security
HKBK Group of Institutions attempts to provide utmost security for its students, both within and outside the campus. The college has adopted strict safety measures to ensure that students are protected.
Apart from this, the HKBK College of Engineering provides an insurance plan for its students. All students of this college are covered under the 'Students Safety Insurance Policy'. Under this policy, students are eligible to file an insurance claim in case of accidental death of parents. The insurance company will also financially support the student for his/her remaining period of study. This policy also covers the accidental death of a student, in which case the parents can file a claim with the insurance company.
HKBK Group of Institutions attempts to provide utmost security for its students, both within and outside the campus. The college has adopted strict safety measures to ensure that students are protected.
Apart from this, the HKBK College of Engineering provides an insurance plan for its students. All students of this college are covered under the 'Students Safety Insurance Policy'. Under this policy, students are eligible to file an insurance claim in case of accidental death of parents. The insurance company will also financially support the student for his/her remaining period of study. This policy also covers the accidental death of a student, in which case the parents can file a claim with the insurance company.
In case a student dies during the course of his study, HKBK College of Engineering pays the insurance amount to the parent.
WHEN G. MUKESH, a second year engineering student, died in a road accident, his family was shattered. The trauma of having to endure the death of his young son notwithstanding, his father faced the prospect of spending all his life paying back the huge loan taken for the professional education of his son.
But his father was saved from that ordeal. A student of the HKBK College of Engineering, Nagavara, Mukesh was insured through a scheme initiated by his college. Within a week of his death, his father received a cheque of close to Rs.2 lakhs, thanks to this scheme.
The "Student Safety Insurance for Professional College Students" programme is a unique scheme initiated by the HKBK College of Engineering for its students in collaboration with the United India Insurance Company. Each student has to pay a premium of Rs.125-Rs.250 per year for the time that he is in the college.
In the event of the death of the student during his study in the college, his parents or guardian will receive the amount for which the policy was insured. The insurance cover may be upto Rs.5 lakhs.
"Professional education is very expensive these days and students and parents have to go through a lot of hardship to pay for an engineering or medical education. Most of the students take loans to pay the fees. If a student meets with an accident or dies owing to some tragedy, the parents have to bear the burden of paying the loan amount all their lives. With this in mind, we decided to insure all our students for a nominal premium of not more than Rs.250. This way, in case there is such a tragedy, the parent or guardian gets the amount that the policy holder has been insured for," said Abdul Hameed, Administrator of the college.
* 24 hours accidental death cover.
* Operates during the time the student is in college including holidays, study tours, college events.
* Covers accidental death by road, rail, air, fire, riots and strike, murder, accidental fall, electrocution, attack by animals and drowning.
* Provides for capital sum insured compensation, in the event of the student's death, to the named parent or guardian.
* Attractive cover at a nominal annual premium.
The claim correspondence and claim proceeds are routed through the institution.
Some situations are excluded under the scheme. They are:
* Natural death, self-injury, suicide or death under the influence of intoxicating substances/liquor/drugs.
* Change of college/course. Re-imbursement of tuition fees or other expenses do not have a recurring or carry over effect, in case the student is not promoted.
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